Archive for the ‘Denning Mindset’ Category

Prosper - What is Work?

Monday, June 18th, 2007

I will preface this entry with the fact that this is indeed an explanation that looks more like a rant. The real intent of this post is as an outcry to those who think that the only proper work is busting your butt and (more…)

Prosper - HaShem Blessed Endeavor

Friday, June 15th, 2007

Here is the reason I can say that we are blessed to be led down the path of Prosper.com and placed in a position to reap it’s fruits. For starters, this is the fourth thing I can say which I have seen in my visions as (more…)

Laying the HOD Foundation - The Dream

Sunday, June 10th, 2007

OK, so the dream is a clan foundation. Why you ask? Why not, is the returned supposition. Let me ask this instead. Why should a powerful family not know each other and want to build the internal clan kingdom? Why should we not have our own expertise providing for our own family? We have tons of (more…)

Back in the Saddle Again

Monday, April 23rd, 2007

OK, we have now finished the big move from third floor to third floor and all went well (albeit long and even with help). It took the man of the family three weeks to get everything transported, running about a trip or two a day in a full-bed pickup. This has proven to be both bodily exhausting and mentally stimulating at the same time. In other words, the more I moved, the less I wanted to do physical labor and really wanted to use my head more.

So, in this train of thought, I am endeavoring to start upgrading my business site soon and will begin an expanded move into marketing for web hosting needs that I can fill. If any one knows of someone that needs web hosting and a slather of really cool tools, send them to www.denningservices.com asap and have them fill out the email form to contact ByteMark. The more of this stuff I can do, the less physical labor I have to do.

And this is what the move has taught me.

–ByteMark

Where There Is Will

Wednesday, November 15th, 2006

Everyone has heard of the saying: “Where there is a will, there is a way.” Have you ever thought about that in the context of complainers?

Sometimes when talking with people, a topic of discussion will come up and the complaint will be raised from others that “I can’t do that” or “I don’t have thus and such” in an attempt to make me feel guilty. Let it be said now that any lack of compassion on my part for certain things in this area of discussion is not cold hearted. I can say this because I know me.

I know that when I want something, when I really want something, I find a way to get it. If I do not know something and I really want to know it, I find a way to learn it. When it is about me, I only complain when I am lazy. Even if I were unable to do something, I know how to find someone who is able and cut a deal if I have to. Like I said, I know me.

I have had some discussions in the past with persons trying to make me feel guilty over topics. But they will not do it, because I know me. And if it were me and the topic was that important to me, I would find a way.

–SilverMouse

Asperger’s Syndrome

Tuesday, October 24th, 2006

A.S. - First described by German doctor Hans Asperger in 1944 (one year after Leo Kanner’s first paper on autism).

Basically, there are tell-tale traits associated with this condition which is a mild form of autism. The majority of the traits have to do with lack of or trouble with emotions and empathy and what would be commonly known as cases of obsessive-compulsive disorder or mild eccentricism. Also rather prevalent is inappropriate reciprocal social interaction.

This may seem like a problem at first. You see, I have not been formally diagnosed with A.S. but many of the signs and traits I have exibited all my life. For some time now, people have been trying to convince me that I had a problem or had the syndrome in the context that anything with the syndrome terminology attached to it was somehow problematic. Somehow I don’t see it that way. Let me explain this idea further.

Did you ever know a photographer, data entry, web page designer or developer, or even a computer programmer? Have you ever known anyone good at troubleshooting computer hardware or good in handcrafts like wood carving or leatherwork? What about a car mechanic, carpenter, taxi driver, tax accounting, or clerk filing personnel?

This may surprise you, but I have done all of these save the last two as a job. The filing I do at home for just about everything in some way or another from bills to books, while the accounting gets performed when I do my own taxes on the 1040 long form with a business ownership attached. And everyone of these are listed in the jobs that are good for A.S. candidates. Is it any surprise that I have done all these?

So, the question becomes whether or not having a condition or state of A.S. is a hindrance or a necessity. There are several aspects of the way we with this Asperger’s Syndrome think, act, and do things that would not make us any good at these sort of jobs without those traits. In light of this, I have determined that it is necessary for me to re-evaluate the way I see myself and conclude that there is really nothing wrong with me.

What I supposedly have (if I indeed have it) is now considered by me to be a tool of my existence in the manner in which I must operate my life. It is true that there will be many more socially awkward situations in the future. But as explained before, I have now found a way in which I might succeed in the financial game without having to talk to anyone. One must admit that as long as I have money to spend, no one will care what I have or don’t have.

And if everyone else needs to remind themselves that I have a “syndrome” or a “condition” or see that there “must be something wrong with me and it’s not my fault” in order to accept who I am, then that is their cross to bear, and their blame to cast.

I know that I am a child of HaShem made in the likeness of Them and saved through faith by the blood of Yeshua. I know that I follow the commandments of G-d in His Law because I want to please him. I know that favor is when opportunity meets preparation. I know that I am a Son of G-d by adoption through faith.

And, I also know that in the words of Red Skelton, “I may be crazy - but as long as I’m making money, they ain’t locking ME up!”

–SilverMouse

Prosper.com Ground Floor

Sunday, October 22nd, 2006

Well, I just found out some interesting news tonight. It seems as though the site called Prosper.com has only been publicly announced since February 2006 even though there has been a buzz about it in several media sources and by word of mouth for a year or so previous to that. I have been a member since April 2006. This means that I signed up two months after the public announcement. I know that this does not seem like anything significant yet, but wait because there is more.

I am now 4 1/2 months into this endeavor with an average of two loan purchases per month being acquired. As an active Loan Purchaser under the name ByteLoans, I have now been actively acquiring loans at $50 per eBay-style won loan except one which was a partially won bid for a little over $18. I now have 10 loans to date and an active principal worth of about $489. For those who are interested in the critical numbers, this means that after 4 1/2 months I am now making $0.21 per day while sitting on my tuckuss with an active average return of over 18%. Payments (Prin. and Int.) are currently about $15-18 per month now counting the 10th loan just added (monthly payments which will increase with every stacked loan on an approximately bi-weekly basis) being rolled into future loans. In other words, with each loan I can roll other loan payments into purchasing them while using less and less of my own funds with each new loan and eventually without using any of my own funds. Every time I buy another piece of a loan (like $50 of a $3000) for the 10%-28% range I like to play in, that also means an increase in strictly profit of about 4-5 cents per day every two weeks (or every time I add another loan).

The longer view is that in another 6 months, this thing should be well into the autonomous stage. What this signifies is that I will have to put nothing else into it on a planned bi-weekly bases as capital because it will feed itself on a bi-weekly basis. After that point, the next goal is to get the initial investment out using leftover payment funds from stacked loans that are not used for the next loan acquisition (which should take less time than the build), and then start acquiring loans for $100, $150, and so forth. There are also side plans of letting it take over personal subscriptions (like web hosting) and living bills and the like while using multiple money market accounts to hold immediate funds in short term reserve where they can still work. After that, anything is permissible.

Here is where it gets really exciting for me. I am on the ground floor. To date, this thing has had press out the kazoo. In fact, they just had a favorable spot in Reader’s Digest for the November 2006 issue. Most of the press has been good to excellent, some of it has been filled with questions only time can answer, and none of it really has been bad. For me, this is everything as it serves as vendication to me for those who would not believe me when I said it was a winning plan. And I am, for the first time, literally on the ground floor of a major business emersion event.

Listed below is just the start of many reasons why I think you should get the investment bug (or get it again) and join me either directly, or even with your own account.

  1. All my loans to this date are current; because, this is a community based person to person loan system with an importance set upon personal reputations after the gruelling validations and verifications just to become a part of this forum have been passed.
  2. Of all the loans I will acquire, and based on the stats available to all on prosper.com under “performance” listings, I expect to get profits of at least 90% and closer to 98% or 100% over all ranges of credit grading and loans currently outstanding and being paid which are reported in the last year of operation in this proudly transparent online business forum.
  3. The loan performance I currently have is better in real life than the spreadsheets I spent 2 months developing as part of the research I did before I even signed up to be a part of prosper.com (and I low-balled the estimates).
  4. My personal loan search criteria include those with verified bank accounts, verified homeowners if possible, and definitely part of groups because I want the peer pressure on them.
  5. Because every person has a different credit rating, with every newly acquired loan comes another person attached as the first level of “loan portfolio diversification.” I also diverisify by the credit rating (good rating and low interest one time, not so good rating and better interest the next) as the second level of loan portfolio diversification. The third level depends on the loan cause. This three-tier approach gives me the broadest returns-security possible.
  6. As I mentioned before, this is a community based and reputation conscious lending forum.
  7. There is much more information to list here, but I can provide hard links, examples, and other information if anyone is really interested in the “why it will work” because they still won’t believe me.

So, as you can see, there is great performance here along with good reasons. There is tons more information and particulars that I could go into here, but what I really want is for the rest of you all to believe in me and what I am doing, and please pray for success. A success here will mean success for the House of Denning in the long run. Help building it will mean success sooner. So, if the prosperity outlook gets a hold of you and you get the bigger vision of what is going on here, feel free to contact me on how to help build the ByteLoans account, as this is scheduled to be a growth fund for the House of Denning. If you want to strike out on your own, you will find it hard to beat the returns. Go for it! But if you believe in what can be done here or you really don’t want anyone else in your personal credit business, consider teaming up with me as administrative personnel.

If anyone knows the way to lay out a Foundation let me know. There is a much larger vision here than just making money for this little Austin family. I would love to talk individually with you all, but I just don’t have the time. So be looking for updates here as this is the best way for me to keep everyone informed with the same information in a timely manner.

The vision “ByteLoans - Building the House of Denning Foundation” will soon be listed in an upcoming blog entry.

–ByteMark